ABOUT

Mortgages121

Mortgages121, established in 2013, prides itself on high customer service and transparency. Located in the City of London, Mortgages121 was set up as part of the Quilter Financial Planning Network. The network is owned by Quilter Plc, who is listed on the London Stock Exchange.

Having specialised in UK based International Financial Institutions (IFIs) since September 2013, we possess a comprehensive understanding of both the tax status and pay structure therein. Thus, ensuring mortgage applications are processed smoothly for a positive outcome.

We provide trusted mortgage and protection advice. Working together with clients, we strive to reduce the stress of finding the right mortgage and recommend how to protect your mortgage, family and lifestyle.

Our promise to you is that we will always treat you fairly.

You can expect in all our dealings that we will:

Treat you as we would expect to be treated
Never take advantage of you
Be open and honest
Quickly put right any mistake that we make

We aim to provide you with the most suitable outcomes to achieve your financial goals. Through expert advice and effective planning, we ensure the mortgage recommendation is not only right for you today but for tomorrow.

To find a mortgage or protection solution that suits your needs, contact Mortgages121 today.

Team

Gurjit Sandhu

Mortgage Broker

B.Eng (Hons) | CeMAP Qualified

Following a period working overseas, I returned to the UK in pursuit of a new direction and began attending property auctions to invest in and trade real estate. Recognising the importance of a deep understanding of mortgage finance, I pursued and achieved my CeMAP qualification, establishing myself as a dedicated mortgage and protection specialist.

Since 2004, I have specialised in providing mortgage and protection advice, offering a comprehensive, whole of market mortgage service. Much of my career has been rooted in the City of London, where I have operated on a self-employed basis, building long standing client relationships founded on trust and expertise.

In 2013, I founded Mortgages121, an advisory firm committed to delivering outstanding service and complete transparency. Based in the heart of London, Mortgages121 operates within the Quilter Financial Services Network, part of Quilter Plc, a publicly listed company on the London Stock Exchange.

My approach to every client enquiry is pragmatic and attentive. I manage each mortgage application with the diligence and professionalism I would expect myself as a client, ensuring a seamless and responsive service from start to finish.

Having built my business organically from the ground up, I take pride in the fact that its growth has been driven entirely by client referrals. This trust based model has enabled me to cultivate a diverse client base, ranging from first-time buyers to seasoned landlords, as well as high and ultra-high-net-worth individuals.