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Image by Miguel Ángel Díaz Magister


Life Insurance
Critical Illness Cover
Income Protection
Family Income Benefit
A policy arranged for a fixed period that pays out upon death or where the policyholder is diagnosed with a terminal illness and is not expected to live beyond twelve months.
The benefit is usually tax-free and paid either as a lump sum or a regular monthly income.
A policy that pays out a tax-free lump sum or a monthly income upon the diagnosis of a pre-defined critical illness condition.
According to the MacMillan Trust, 1 in 2 people born after 1960 are likely to have some form of cancer. Critical illness has never been so important.
A policy that pays out a regular tax-free income in the event the policy holder is unable to work due to illness or an accident.
A type of life insurance policy that pays out a regular tax-free income for a fixed period upon the death and/or diagnosed critical illness of the policy holder. 
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