Protection
Protecting your mortgage is only one part of protecting your financial future. Personal protection can provide reassurance that you and your loved ones have financial support in place should life take an unexpected turn.
At Mortgages121, we take the time to understand your circumstances and recommend tailored protection solutions designed to help safeguard your family, income, home, and lifestyle.
What we offer
Life insurance
A policy arranged for a fixed period that pays out upon death or where the policyholder is diagnosed with a terminal illness and is not expected to live beyond twelve months.
The benefit is usually tax-free and paid either as a lump sum or a regular monthly income.
Critical illness
A policy that pays out a tax-free lump sum or a monthly income upon the diagnosis of a pre-defined critical illness condition.
According to the MacMillan Trust, 1 in 2 people born after 1960 are likely to have some form of cancer. Critical illness has never been so important.
Income protection
A policy that pays out a regular tax-free income in the event the policy holder is unable to work due to illness or an accident.
Family income benefit
A type of life insurance policy that pays out a regular tax-free income for a fixed period upon the death and/or diagnosed critical illness of the policy holder.
‘‘Gurjit provided me with excellent advice regarding Life Insurance options. His professional approach and attention to detail, helped guide me and save me time. He kept me updated during the application process and provided an important link with the insurer. His help was much appreciated.’’
-D.S