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FIRST TIME BUYER

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
 
As a first time buyer, we understand that entering the property market for the first time can be very daunting. At Mortgages121, we take this responsibility on our shoulders, creating a stress-free process for you to focus on your day to day life.
What to consider when buying your first property:
  • Property Type – Flat/House
  • Transport – nearby train stations/bus routes/road links
  • Schools – Nursery/Primary/Secondary
  • Facilities in the local area
Our stress-free process begins by:
  1. A free up to 30 minutes consultation
    To establish the possibility of attaining a mortgage for your first property.
  2. Document Assessment
    Once we have agreed to work together, we will then carry out an affordability assessment. We will need documents such as your employment history, proof of ID and residency, confirmation of deposit and your latest credit report.
  3. Affordability Assessment
    This calculates your indicative borrowing capacity, which along with your deposit will indicate your maximum property price ceiling.
 
We will then be in constant communication, working together to ensure you get your dream property.
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